Oh no.... there's a fair amount of evidence that the faster the car, all other things remaining equal, the greater the chance of increased injury. Obviously, that's mitigated by the 'Mercedes' concept in that, Mercs are one of the best cars in which to BE IN when you have an accident and they are often quite fast. However, Mercs are HEAVY and, if they hit another car, they increase the level of injuries in the other vehicle......
The French (etc.) have found that KSIs in 'Butterfly Cars' (Micro Cars) (e.g., Aixrams, Ligier, etc..) have a reduced amount of KSIs and they are usually below 500cc.
But, more importantly, you are missing the logic involved. If you think that ALL the insurance companies have ganged up and decided to punish Male Kiddies by raising the insurance premiums on the EXACT cars that kiddies want to drive when there is NO business case for so doing..... then you probably believed the X Files, 'V' and the Flower Pot Men were all real, TOO!
It's simple: each insurance comapny is IN BATTLE with each other one. They will cut their prices to SCR*W the other insurance companies at the drop of a hat! If they had found that Kiddies in FAST cars kill less, they'd drop the rates and make a FORTUNE...... However, the last 'bright boys' to offer cheap rates for kiddies....WENT BROKE earlier this year!
This is about MONEY..... kiddies at LESS than £6,000 (or whatever) a time LOSE INSURANCE COMPANIES MONEY! It's NOT a conspiracy, it's basic insurance/profit-and-loss!
Ian
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